Welcome to Brooks, Todd & McNeil Southeast
Specializing in serving the insurance needs of our clients in Statesboro, Savannah, Atlanta and surrounding areas. Brooks, Todd & McNeil has expanded our Southeast Division and affiliate carriers to better service our customers in the Southeast and meet their unique needs (see our SE locations below). Be sure to check back for additional locations and services as we continue to grow in this region.
Brooks, Todd & McNeil is a Connecticut owned independent insurance agency established in 1839. As a full-service agency we specialize in Commercial, Home, Auto and Life & Health products along with a wide array of specialty insurance services.
Homeowners: Required when you purchase a home, homeowners insurance covers the building and other structures on the property from many potential perils. It also includes liability coverage.
Manufactured Home: Mobile home insurance, also known as manufactured home insurance, is much like a standard homeowners insurance policy in the sense that it provides financial protection in the event that your home is damaged. While this insurance is not required by law, mortgage companies often require that homeowners purchase coverage. The exact coverage that a mobile home insurance policy provides depends on your policy and what endorsements you purchase, but policies typically protect your home and personal belongings from fire, theft, vandalism, and additional perils, as well as offer liability coverage.
Flood: Homeowners and renters insurance typically do not cover damage caused by flood. To protect your home or business from flood related damages you will need to purchase a separate policy through the National Flood Insurance Program or a private insurer. If you are located in a flood zone your mortgage lender will require that you have flood coverage. Even those in a moderate-to-low risk flood area will want to consider coverage as more than 20 percent of flood claims come from properties outside the high risk flood zone. Our agents can help you determine the right amount of coverage to protect your home and business.
Life: Guarantees a specific sum of money to a designated beneficiary upon the death of the insured. It can be used in family, business, and legacy situations. For instance, it is common for the wage earners of a family to be covered with Life insurance for the loss of income to the family if they were to die. In business, it can be used in succession planning such as a buy-sell agreement that would pay a deceased partner’s family for their share of the business or to help the business survive the loss of a key employee. It is also often used to cover loans to the business for creditors. Many people want to leave a legacy of money to a charity or grown children and grandchildren. Life insurance is an excellent vehicle to accomplish this task.
Automobile: Liability, collision, comprehensive – we will help you understand your coverage options and needs specifically tailored to your budget and family circumstances. We can also help identify certain discounts for which you are eligible.
Here at Brooks, Todd & McNeil we strongly focus on serving our clients’ needs and putting their interest as our top priority. In addition to auto, home, commercial and life insurance, we also offer other lines of business, including: umbrella policies, motorcycle insurance, mobile home insurance, flood insurance and RV insurance. We can also help you with all your business needs. Whether you are looking for general liability, workers compensation or business auto, our staff is ready to help.