Understanding Medicare and Medicare Supplemental Insurance

When you turn 65 years old, or when you retire after age 65, you are eligible to enroll in our national Medicare program. Here you can find a list of everything that is covered by Medicare , which can give you a better understanding of the benefits for which you may be eligible.

When enrolling in the Medicare program, you are also entitled to enroll in a private plan to mitigate coverage gaps and deductibles. These plans are available through various insurance companies and can be selected based on the one that is best suited for your lifestyle. A Brooks, Todd & McNeil agent can help identify which plan is the best fit for you.

Such plans usually include some form of Medicare Risk Adjustment Factor measurement scores, which are divided into two categories: Medicare Supplement plans and Medicare Advantage plans.

The correct choice of a Medicare plan is dependent on your personal circumstances. This may include current medical conditions, medical history, financial positions and physician relationships.

During open enrollment, which runs from October 15th, 2020 to December 7th, 2020, and is effective the 1st of January each year, you can chose the plan that best fits your needs and is available within your region. A Brooks, Todd & McNeil agent can assist you with the process.

Contact Us About Medicare

As you approach retirement age, please contact us with any questions you may have regarding Medicare and Medicare supplement insurance at Brooks, Todd & McNeil.

We have offices in Torrington, South Windsor, and Enfield.

“Having been a client of Kate Gusy’s for nearly 10 years, I can say without hesitation that Kate’s level of knowledge and professionalism is second to none. The times that I have had to file a claim with Kate the process has been seamless and she goes above and beyond to ensure that I am in the loop and fully understand. It is such a blessing to have Kate in my corner and to have peace of mind that all of my insurance needs are being taken care of and I do not have to stress out about it. I would highly recommend Kate Gusy to anyone in search of an insurance agent that will have your best interest in mind and be your advocate when filing a claim.” — Patrick Greene, President, Greene Moving and Storage
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