Manufacturers Insurance

Manufacturers Insurance

No matter what kind of manufacturing you are involved in, from forming, forging, casting, injecting, engraving, plastics, metals or even working with food and beverages, your exposures can be very unique. We can help you find the coverages to properly guard against the risks you face in your business beyond the typical property losses (i.e. business interruption, product recall and more). As your business expands we can also help you with international insurance exposures and needs.

One key topic to consider is product recall. Claim costs from a product recall or contamination can easily become many millions of dollars. In addition to the physical expense of falling sales due to poor consumer confidence, brand rehabilitation expenses may contribute to long-term losses.

What about job safety and health at your place of business? Experts say that workplace injuries and illnesses cost U.S. businesses well over $125 billion annually. Effective job safety and health programs not only help reduce worker injuries and illnesses, they save employers money in the long run. For employers who do not carefully follow OSHA regulations fines can be tens of thousands of dollars.

We have the experience and knowledge to keep your business safe along with your employees and customers.

“We are an early stage company, operating on a tight budget and without a full administrative infrastructure. As any small company would, we rely on our professional service providers to provide advice and support where we have internal gaps. Our relationship with Brooks, Todd and McNeil has expanded over the years as our firm has grown. And, simply put, BT&M has fielded a team that has provided a level of professionalism that I would not be able to find elsewhere. Support for our basic insurance needs, benefit plan administration has far exceeded my expectations. Thank you for the contribution you have made to the development of our young company. There is a reason your organization has been in business over 180 years – bravo!” — Eric Pedersen, President & CEO, IDEAL FISH Waterbury, CT
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